Front Office Savings Activity (FOSA)
The society started with the first FOSA in year 2001 in the society’s head office. The FOSA was set up to offer the following services:
- Member savings accounts.
- FOSA personal loan.
- Salary advance.
Today, the Harambee Sacco FOSA unit has improved its range of products and service aimed at giving our members affordable and friendly services. These include:
- FOSA Savings Account
- M-Boosta Instant Loan
- TOTO Junior Savings Account.
- M-Sacco – A mobile based financial service.
- Fedha Fixed Deposit
- Mobile Salary Advance.